Model Lifecycle Platform for Lending

Client

Lending Institution

Timeframe

Developed in 6 weeks

Impact

7x Faster Model Upgrade Cycle

Continuous Model Iteration

Multi-Stakeholder Alignment

Challenge

Across lending businesses, upgrading a credit model is a nightmare of coordination. Risk teams, data scientists, compliance, tech - everyone needs to sign off, everyone works in different formats, and the whole process drags on for 3-6 months. The result? Nobody upgrades a model until it's performing terribly. Slightly outdated? Live with it. Drifting accuracy? Tolerated. The bar for triggering an upgrade is basically "this model is broken" - because the coordination cost is so high that marginal improvements are never worth the pain.

Solution

Dec-E stitches together the entire model lifecycle on a single platform - from documentation to workflow design (with version control), backtesting, tech release, canary testing, and full production rollout. The critical piece is translating each stakeholder's work into the right format automatically - BPMN-style workflow generation so risk teams, data scientists, and engineers are all speaking the same language without manual handoffs. What used to take 3 months of back-and-forth now runs in about 2 weeks, meaning lenders can actually iterate on models when they should - not just when they have to.

Let's map your workflow.

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